Expert Peer-to-Peer Lending Consultants

I'm a specialist commercial finance broker with 16 years of experience helping Australian business owners access commercial property finance. As founder of Smart Business Plans, I've overseen $550 million in commercial finance across more than 3,300 clients, with a 92% approval rate working across a panel of 60+ specialist lenders. My expertise sits at the intersection of commercial property, business finance, and wealth strategy — particularly for small to medium business owners looking to buy their own premises, invest through their SMSF, or fund development projects. I work exclusively in the commercial space, which means I specialise where the major banks often can't or won't go. I'm also the author of The Premise Effect (2026), which makes the case for why Australian business owners are leaving millions on the table by renting rather than owning their business premises. I'm available to comment on: commercial property finance, SMSF borrowing, business lending, commercial mortgage rates, Australian property market trends, and small business wealth building.

Paul Gillooly is a financial specialist and the Director of Dot Dot Loans, with over ten years of experience in subprime lending. With extensive knowledge of consumer finance in the UK, Paul is a reliable individual in the bad credit lending sector. At DotDotLoans.co.uk, he helps individuals with poor credit scores find appropriate lenders who can provide financial help. Paul also offers guidance on improving financial management and building better credit scores.

Pioneer and Co-Founding Partner with a demonstrated track record of driving unparalleled customer service and maximum volume and profits for high-activity mortgage divisions encompassing staffs of up to 100 personnel.My background includes mortgage industry experience, with a focus on builder/construction loans and residential mortgages - including FHA/203K/FNMA/VA/Conventional (purchasing and refinancing).I serve as a member of the executive team for theLender,I maintain direct responsibility for the profitability, growth, and strategic direction of distributed retail at theLender.It would be my pleasure to partner with you on your pursuit to greatness. My commitment to excellence, professional communication, knowledge, and ability to ‘think outside of the box’ have consistently produced results that speak for themselves.I look forward to the possibility of working with you.

Expertise in Consumer Finance, Marketing, Real Estate, and E-commerce. Outstanding communication and interpersonal skills, which develops productive working relationships with individuals at all levels. Dedicated and motivated manager, who easily manages individuals and teams to produce optimum results. Strategic and analytical with experience developing and executing marketing plans, and managing digital and social media production. Creative writer with expertise in developing copy material, press materials, scripts, and content. Strong financial skills in managing P& L. Specialties: real estate, contract negotiation, banking and finance,marketing, merchandising, e-commerce,mortgage sales, recruiting, copy-writing,

Aaron Polk is a leading voice in the housing and mortgage industry, bringing over a decade of experience across banking, economics, and lending. As the Founder of AsertaLoans, a low-rate mortgage company serving Texas and Florida, Aaron has made it his mission to simplify home financing and bring transparency to one of life’s biggest financial decisions. Before launching AsertaLoans, Aaron built a successful career at Bank of America, rising to Vice President of Commercial Banking for the Los Angeles region. His expertise spans banking, real estate, and economic forecasting. Aaron holds an MBA in Finance from Pepperdine University and dual degrees in Economics and Mathematics from the University of Oregon. His unique blend of macroeconomic insight and boots-on-the-ground lending experience makes him a trusted resource for journalists seeking clear, actionable commentary on the U.S. housing market, interest rate trends, and consumer finance. Aaron regularly shares market updates with his audience of homebuyers, real estate professionals, and financial experts. He’s available for expert commentary, media interviews, and contributions to stories focused on real estate trends, mortgage insights, and broader economic shifts.

I work in the personal finance space and have a deep interest in understanding how money, credit, and financial decisions impact everyday people. Over the past 7+ years, I’ve spent a lot of time researching and learning about loans, credit behavior, lending systems, and personal money management. My main focus has been helping people understand topics like loan eligibility, EMI planning, credit scores, and borrowing decisions before they apply for a loan. I enjoy breaking down complex financial concepts into simple insights that are easier for everyday borrowers to understand. Beyond loans, I closely follow trends in personal finance, lending, credit systems, and financial planning, and I’m always interested in learning more about how individuals can make smarter financial choices. My goal is to make financial information clearer so people can better understand their options and avoid costly financial mistakes.

I am an attorney and owner of Alpine Mortgage. As a seasoned mortgage banker and real estate attorney for over 20 years I can offer insights into real estate finance and law. Throughout my career, I have been committed to making the mortgage process clear and understandable so my clients are informed and confident in their financial decisions. My deep understanding of both the financial and legal side of real estate transactions allows me to contribute unique perspectives on mortgage trends to property laws. As a passionate advocate for transparent and ethical practices in the real estate industry, I am eager to share my knowledge and experiences through engaging articles that inform and empower readers on real estate and mortgage finance. Whether you're looking for expert commentary on mortgage trends, real estate market analysis or insights into property law, I offer practical advice from my years of real estate transactions and legal consultations.

Find a way to win or find excuses for losing.

I started out in finance in 2008. It has been a blast. I have built a business and, in the process, have won my time back. I now have time to write. So here I am, demystifying banks and lending, and empowering people with the best tool of all—knowledge.

Brett Smith is an SBA and conventional small business loan broker and SBA loan industry veteran who has worked on over $1 Billion in commercial real estate and business loans since 1988. His success as a loan producer and broker is due to his vast financial industry knowledge, network of relationships, and above all, a deep commitment to serving the borrower. Mr. Smith has been an loan broker for 15 years, and has worked hard to help countless borrowers attain financing. Before that, he gained experience and expertise from his roles as a senior executive with many leading financial and lending institutions over a 20+ year banking career, including co-founding a bank and being a top SBA BDO/loan producer at 9 different banks in the top 25 of SBA lending volume. Now, he has founded 7aSavvy as a fintech loan brokering platform in order to help more borrowers get SBA 7(a) loans and achieve their business goals.

Peter Reagan is a respected financial strategist at Birch Gold Group with more than 15 years of experience in the precious metals market. His market commentary has been featured in outlets including Newsmax, ZeroHedge, and GoBankingRates. At Birch Gold Group, he helps investors understand how gold and other precious metals can strengthen long-term financial security. His clear guidance and commitment to education have made him a trusted voice in an evolving economic landscape. Known for his practical approach and genuine commitment to investors’ success, Peter makes financial concepts feel accessible and empowering. He brings clarity to uncertainty, helping people make confident decisions about their future. Whether sharing insights in the media or supporting clients one-on-one, he remains focused on education, integrity, and building lasting trust with those he serves.

Robert is the Co-Founder of Capital Corner, a free Canadian personal finance education platform dedicated to helping everyday Canadians make smarter decisions around credit, investing, saving, and debt. As the platform's lead researcher and developer, Robert independently evaluates hundreds of Canadian financial products annually — including credit cards, investment accounts, and savings accounts — translating complex financial data into clear, unbiased, and actionable guidance for Canadians at every income level. With over 8 years of personal investing experience across stocks, real estate, and alternative assets, Robert brings a grounded, practical perspective to personal finance that resonates with everyday Canadians who are navigating their financial journey without a background in finance. Backed by Co-Founder and CPA Patti's 30+ years of professional expertise, Capital Corner delivers research and analysis that is both accessible and credible. Patti is the Co-Founder and Senior Financial Advisor at Capital Corner, a free Canadian personal finance education platform serving Canadians nationwide. As a fully certified Chartered Professional Accountant (CPA) with over 30 years of hands-on experience in the Canadian financial industry, Patti brings a rare combination of professional credentials, real-world investment experience, and deep institutional knowledge to every topic Capital Corner covers. Throughout her career, Patti has advised clients across a wide range of industries and income levels on investments, taxation, and long-term financial planning. She maintains an active day trading practice, giving her real-time market insight that goes well beyond textbook theory. Her comprehensive understanding of Canadian tax law, accounting standards, and investment regulations ensures that Capital Corner's guidance is not only practical but fully aligned with current Canadian financial legislation. Patti is available to provide expert commentary on topics including: Canadian personal and small business tax planning, filing, and optimization Investment strategies for Canadians — stocks, ETFs, day trading, and market analysis Capital Corner is able to provide content anything finance related although specializing in: Canadian tax law, CRA regulations, and accounting standards Long-term financial planning and retirement strategies for Canadians TFSA, RRSP, and FHSA tax implications and optimization Wealth management and portfolio diversification strategies Small business financial planning and tax compliance in Canada Best credit cards and savings accounts in Canada (2026) How to start investing in Canada — stocks, ETFs, and real estate Debt reduction strategies and budgeting for Canadians Financial literacy and money management for beginners TFSA, RRSP, and FHSA guidance for everyday Canadians Saving strategies for major life goals — home ownership, retirement, education

In 2018, I started investing in real estate with $40K and a lot of conviction. By 25, I owned over 20 rental properties. By 30, I’d navigated fix-and-flips, multi-family properties, short-term rentals, student housing, assignment sales, and BRRRR — through both strong markets and challenging ones. In 2022, I left corporate finance to go all-in on mortgage strategy and real estate investing full-time. Today, I’m a licensed Mortgage Agent with Vine Group, where I’ve built my practice around one core belief: your mortgage should be building your wealth — not just getting you into a home. I’m Smith Manoeuvre Certified and work with clients across Canada on advanced strategies like the Smith Manoeuvre, cash damming, and debt restructuring — helping high-income earners convert non-deductible mortgage interest into tax-deductible investment debt. I also founded RISE Network in 2019, which has grown into one of Ontario’s largest free real estate communities with over 7,300 members — no sales pitches, no gatekeeping, just people helping each other build. Along the way, I’ve been featured in Toronto Life, Yahoo, and Canvas, and host a real estate podcast with over 300,000 downloads, where I break down strategies, market insights, and real-world investing experiences.

Dawn finds me decoding the overnight bond market coffee cooling while a 4‑basis‑point shift in the 10‑year nudges today’s 30‑year quotes. I translate that twitchy data into plain‑English guidance borrowers (and the journalists who cover them) can use before their next cup. Sixteen years of engineering Fortune 100 revenue taught me one thing: speed wins. Full stop. Clarity seals the deal. Now I apply the same analytics‑and‑automation playbook to home financing, publishing the daily mortgage update, designing no‑code workflows that shave days off processing, and keeping compliance front and center. Need insight on a deadline? I can deliver: • Context for today’s 30‑ & 15‑year rate swings • How a 20‑point credit shift reshapes an APR • The tech behind faster closings from one‑tap POS apps to AI underwriting • The compliance fine print every borrower should bookmark • Quoted by Realty News, CreditUtilization.net, and Brokerage Tips. Offline, my family calls me the “Zen Dad,” proof that calm strategy wins deals and bedtime battles alike. Omaro Ayloush — NMLS #2036765 | Loan Factory NMLS #320841

Paul Gillooly is a financial specialist and the Director of Dot Dot Loans, with over ten years of experience in subprime lending. With extensive knowledge of consumer finance in the UK, Paul is a reliable individual in the bad credit lending sector. At DotDotLoans.co.uk, he helps individuals with poor credit scores find appropriate lenders who can provide financial help. Paul also offers guidance on improving financial management and building better credit scores.

Harrison is the founder and CEO of QuicLoans with 16 years of commercial lending experience. QuicLoans specializes in financing solutions for small businesses. Bridges traditional finance expertise with modern technology and speed. Expert in: Small business lending | Equipment financing | Alternative financing | Revenue-based lending | Commercial credit | Fintech | Sales team building | Digital marketing | Licensing compliance Location: Las Vegas, Nevada

Ishan Jetley is the lead SBA loan broker at GoSBA Loans. GoSBA Loans is one of the highest volume SBA loan brokers in the country. We focus specifically on business acquisitions and change of ownership SBA loans. We are partnered up with 30+ SBA lenders and close 8-10 transactions a month. We are a 100% free service to you. We are paid by the lender post close. We do a full lender outreach and talk to 10+ lenders for each deal. This allows us to consistently deliver the best rates and terms available for each deal. Our borrowers save 0.5 – 2% on their interest rate working with us. When lenders compete, you win! We are the prefect choice for acquisition entrepreneurs seeking $500K-$7.5M+ SBA loans who want maximum leverage, competitive rates, and expert guidance. If you’re interested in learning more, feel free to reach out for an introductory call here: https://cal.com/ishan-jetley-3d73m8/30min

I'm an entrepreneurial growth leader and operator with a 15-year track record of driving product, marketing, and technology growth to unlock scale and win customers. Having both bootstrapped a business and led teams for larger private equity-backed businesses, I strive to internalize all levers of the business to build a holistic foundation and well-rounded, cross-functional strategy across business development, growth marketing, finance, media, product, and technology.

Doug Perry is a visionary leader known for inspiring exponential personal and professional growth. He is the Managing Partner of Qual-Cap, a borrower centric boutique mortgage brokerage focused on client's financial goals, providing innovative real estate financing solutions and education. Doug has held senior leadership positions at ArchWest, Temple View Capital, Citadel Mortgage Services, 5 Arch, PennyMac, IndyMac, Countrywide Financial and Privlo, a pioneer fintech Non-QM start up. He is a recognized mortgage finance industry expert featured in segments on CNBC, CNN, Fox News, USA Today, US News and World Report, and the Wall Street Journal. Doug has a BA in Business Economics from the University of California at Santa Barbara.

Jean Vacca: Padel Authority & Tech Founder, Analyzing France's Explosive Market Jean Vacca is the founder of Padelnow, a leading platform designed to solve the number one frustration for players in France's booming padel market: the chaotic and time-consuming process of organizing matches. A former tennis player turned passionate padel advocate, Vacca experienced firsthand how endless WhatsApp groups and booking difficulties were keeping players off the court. He transformed this problem into a technological solution, positioning himself at the center of the sport's rapid expansion. As the lead analyst behind the forthcoming "State of Padel in France 2025" report, Vacca offers data-driven insights into a market experiencing exponential growth. France is a key European market for padel, with projections for early 2025 showing an excess of 3,000 courts and a player base surpassing 500,000. Vacca's comprehensive 40-page annual analysis serves as a crucial tool for the French padel ecosystem, guiding key decisions for investors, club owners, and brands. Journalists seeking expert commentary on the business, technology, and future trends of padel in France are invited to connect with Jean Vacca for unique insights and authoritative data. Topics for media commentary include: - The State of Padel in France 2025: Exclusive insights from the annual 40-page report on market size, player demographics, growth projections, and investment opportunities. - From Chaos to Connectivity: How technology is solving the logistical pain points (matchmaking, court booking) for a rapidly growing player base and what it means for the sport's future. - Market Growth & Saturation: Analyzing the opportunities and challenges presented by France's exponential growth in players and infrastructure. - Investment & Infrastructure Trends: Expert analysis on the most promising regions for growth, the evolution of padel clubs, and the impact of major events like the Premier Padel tour. - Player Behavior & Retention: A deep dive into what keeps padel players engaged, the importance of balanced matchmaking, and how digital solutions are key to sustaining the sport's momentum.