Financial Fraud Prevention Experts 2025

Founder of HTPBE, a structural PDF forensics tool. I work on detecting whether a document was modified after it was created — reading the file's structural layer (cross-reference tables, incremental-update history, metadata, signature state) rather than its pixels. I can speak to document-tampering techniques, why edited bank statements and invoices pass OCR and visual review, and what fraud/risk teams in lending and insurance can actually check at the file level.

I am a Certified Fraud Examiner (CFE) and the founder of Forenziq, a forensic accounting firm focused on fraud investigations and financial analysis. I help businesses and legal professionals identify financial misconduct, quantify losses, and uncover the truth behind complex financial matters.

I have 24 years of experience in the credit counseling industry, specializing in operations, compliance, debt management, and consumer financial education. As Senior Manager of Compliance and Media at Money Fit, I ensure our programs meet strict standards for integrity, accuracy, and regulatory compliance. I am a HUD Certified Housing Counselor and serve on the Board of Directors for the Financial Counseling Association of America (FCAA). My work focuses entirely on nonprofit credit counseling. I help consumers understand the clear mechanics of regulated debt management versus the risks tied to for-profit debt settlement. Consumers deserve straightforward financial guidance that is realistic, responsible, and built for actual progress.

Mark Winter is a seasoned art certification expert, fine art appraiser, and expert witness, with over two decades of experience in the global art market. A former associate at Sotheby’s.com and a senior specialist at Art Authentication Experts, Inc. Since 2003, he has worked on cases spanning authentication, attribution, appraisal, and the investigation of forgery, theft, and rediscovery. Mark and his team regularly collaborate with journalists and media across print, digital, radio, and film, providing expert insight into art authentication, attribution, and market trends. Their commentary has been featured in investigative reports, documentaries, news segments, and podcasts worldwide. Offering rapid fact verification (often within 24–48 hours) and multilingual interviews in 21 languages, Mark supports timely stories with accuracy and depth.

For 14 years, The Daily Scam has been dedicated to exposing online/phone fraud and educating the public how to recognize it, and reduce their risks from it! Our work has been featured in many articles and news websites, including Wired.com, NBC, NECN and WGBH. Doug Fodeman, the Co-Founder and Content Director for TheDailyScam.com, was also a featured expert in 8 of 10 episodes of a 2024 UK Docu Series called "A Perfect Scam" (available on Britbox & UK Apple TV. e.g. Season 1, Episode 5: Indiana - Murder for Hire) Our work has also helped provide the FBI with evidence of fraud related to a sextortion scam. During our 14 years, the team at TDS has helped tens of thousands of people avoid fraud, recover from fraud, stop fraud that targeted them. (However, we are not a "fund recovery" service in any way for victims who have lost money to fraud.) Besides dozens of articles about online/phone fraud on TheDailyScam.com, we offer lots of excellent tips and strategies for staying safe, reducing your risks and better protecting yourself and your family.

Franco Velasquez is the CEO and founder of HostBreach, a cybersecurity advisory firm specializing in external cyber intelligence, attack surface analysis, and intelligence-driven advisory for defense contractors and regulated organizations. His work focuses on understanding how attackers identify, prioritize, and compromise targets using publicly available intelligence, often before traditional security controls detect activity. Franco advises organizations on CMMC readiness, CUI exposure, ransomware risk, and pre-incident threat visibility, helping leaders understand real-world risk beyond checklist compliance. He has experience working with OSINT-based reconnaissance, threat actor behavior analysis, and tabletop attack simulations aligned to observed intrusion patterns. He is frequently consulted on topics including ransomware trends, external exposure management, supply chain risk, and how attackers exploit misconfigurations and unpatched systems. Franco emphasizes practical, intelligence-led decision-making that helps organizations reduce risk before incidents occur.

A senior compliance architect and regulatory advisor with 20+ years of experience across fintech, banking, payments, and emerging financial technologies. Amber holds an LLM in Financial Risk Management and specializes in AML program development, AI oversight, and enterprise risk management. She partners with founders and executive teams to build scalable, defensible compliance frameworks that drive growth and enable safer innovation.

Investment industry veteran that cofounded a tech startup to help seniors avoid elder fraud. 30 years experience in the investment and insurance business. Experience over a range of asset classes with deep experience in derivatives and risk management. Early adapter of derivatives in insurance portfolios and mutual funds. Built out independent risk organization at two firms. Experienced Chief Risk Officer(CRO) for US and UCITs funds. Demonstrated commercial instinct. Experience with: Investments Product and Strategy Risk Market Risk and Investment Risk Risk Management of UCITS Derivatives, Futures, Options, Swap Silver tech

Helping companies get mentioned in LLMs and gaining a deep understanding of why and where they need to be cited.

Christopher Zoukis, JD, MBA, is Managing Director of Elizabeth Franklin-Best, P.C. and one of the country’s most-cited authorities on how federal prison sentences are actually served — where a defendant is designated, what the Bureau of Prisons controls, and how much time a person really does. He’s the go-to source when a high-profile defendant is sentenced and the question becomes where they go and what happens there. TIME turned to him on Elizabeth Holmes, CNN on Sean “Diddy” Combs and FCI Fort Dix, and Inc. on Sam Bankman-Fried. Zoukis knows the system from the inside. He served a federal sentence, writing College for Convicts (McFarland, 2014), Prison Education Guide, and the Federal Prison Handbook (2017) while incarcerated, and earned a 2012 PEN America Prison Writing Award. He later authored the Directory of Federal Prisons (2020) and earned his J.D. from UC Davis School of Law, where he was Articles Editor of the UC Davis Law Review. He holds an M.B.A. from Adams State University. His focus: BOP designation under 18 U.S.C. § 3621(b), sentence computation, First Step Act earned time credits and PATTERN scoring, RDAP, prison discipline and conditions of confinement, compassionate release, halfway house and home confinement placement, and reentry. He has advised hundreds of clients and families through federal incarceration. He is Chairman of the Board of the Human Rights Defense Center, publisher of Prison Legal News and Criminal Legal News, and author of the forthcoming Federal Criminal Defendant’s Handbook and the third edition of The Habeas Citebook: Ineffective Assistance of Counsel. Zoukis is not an attorney; all legal work is handled by lead counsel Elizabeth Franklin-Best, ranked in Chambers USA 2026 for Litigation: White-Collar Crime & Government Investigations, named a 2026 Best Lawyer in America for Appellate Practice, and admitted before the U.S. Supreme Court and all U.S. Circuit Courts of Appeals. The firm assists with federal sentencing, direct appeals, habeas corpus petitions, and compassionate release. Quoted by TIME, CNN, Inc., Fox News, ABC News, the Associated Press, USA Today, The Washington Post, The Guardian, Bloomberg Law, The Hill, UPI, and Vice News. Contributor to the Huffington Post, New York Daily News, Prison Legal News, and Criminal Legal News. Contact: Chris@ZoukisDefense.com · (843) 620-1100 · https://federalcriminaldefenseattorney.com/about-us/our-team/christopher-zoukis/

As the CEO and Founder of Crusaders for Change® (C4C), LLC, our team delivers a specialized approach to financial stewardship that focuses on the human heart and the emotional weight of money as much as the numbers. Led by a team of Accredited Financial Counselors®️, we have built a dedicated space where genuine financial healing and long-term freedom are achievable for families from all walks of life. Within the corporate and organizational sector, we developed our signature Financial Wellness Program to directly combat the "silent tax" of financial stress that often plagues the workplace. By addressing these stressors through professional counseling and support, we partner with businesses to improve employee retention, boost productivity, and foster a culture of total well-being. Our commitment to community impact is further realized through our proprietary Community Financial Empowerment Series®, where we offer transformative educational workshops and personalized one-on-one counseling designed to help individuals regain confidence, clarity, and control over their financial futures. We also engage a global audience through the Yahweh’s Money® Podcast, which provides spiritual and practical stewardship guidance, and the Tickle My Money Bone!® platform, which utilizes humor and comedy to demystify complex financial topics and break down the barriers of money-related anxiety. With over two decades of professional experience and a highly decorated history of leadership, our mission remains centered on equipping families and organizations with the tools to transition from financial overwhelm to a future of abundance, resilience, and intentional peace.

I am an Expert Witness, CPA, and Certified Fraud Examiner with over 20 years experience as a fraud investigator and forensic accountant. I have testified at bench trials, and presented findings at mediations, and ADR hearings, My practice focuses on fraud, embezzlement, income and asset tracing, fiduciary misconduct,and elder financial abuse investigations. I prepare Fiduciary Accountings, and create financial reconstructions for tax issues and loan compliance. I am the past Chairperson of the Sonoma County Financial Abuse Specialist Team (FAST) and a past member of the Napa County FAST.

Founder of BreakFreeFromDebtNow.com, a personal finance blog helping Americans break free from debt. I cover debt management, credit card strategy, budgeting, and building long-term financial freedom.

ORM Agency is a leading Online Reputation Management (ORM) company dedicated to helping individuals, professionals, executives, entrepreneurs, and businesses protect, restore, and strengthen their online reputation. In today's digital world, a single negative article, review, forum discussion, or misleading search result can significantly impact personal credibility and business growth. Our mission is to ensure that your online presence accurately reflects your achievements, values, and professional identity. With years of expertise in reputation management, search engine optimization (SEO), content removal, and digital brand protection, our team develops customized strategies designed to solve even the most challenging online reputation issues. Every client receives a personalized approach because no two reputation challenges are the same. Our services include negative content removal, search result suppression, review management, reputation monitoring, privacy protection, personal branding, executive reputation management, business reputation management, crisis response, and SEO-driven content promotion. Whether the objective is removing harmful content, improving Google search results, or building a stronger digital footprint, we focus on ethical, transparent, and long-term solutions. At ORM Agency, we combine advanced SEO techniques, legal content removal procedures where applicable, authoritative content publishing, digital PR, and continuous reputation monitoring to help clients regain control of their online image. Our strategies are designed to improve search visibility while reducing the impact of outdated, misleading, or damaging content.

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I am an Institutional Debt Market Architect with more than 17 years of experience designing the valuation, liquidity, and recovery protocols that banks, credit unions, fintech lenders, and private credit funds rely on to make high-stakes decisions. I’ve advised on, analyzed, or helped broker over $100 billion in performing and non-performing receivables across consumer, commercial, auto, BNPL, mortgage, and specialty finance asset classes. My work sits at the intersection of portfolio valuation, lending risk, distressed-asset strategy, and AI-driven recovery intelligence. I help institutions understand the true condition of their receivables, uncover hidden risk, and translate complex credit dynamics into clear, actionable decisions. When lenders need to determine whether to hold, recover, restructure, or sell an asset, I’m the person they call. As Director of Portfolio Liquidity & Asset Disposition at Fitzgerald Advisors, I architect and execute loan-sale strategies, oversee due diligence, and structure NPL and charged-off debt transactions that maximize proceeds while maintaining regulatory integrity. I also build the technology that powers modern receivables strategy. I created Debt Catalyst, an AI-driven valuation and liquidation-curve engine used by professional debt buyers and investors. I developed Bank Watch Pro, a real-time intelligence platform that interprets FDIC and NCUA call-report data to identify institutional credit risk, NPL trends, charge-off exposure, and early-warning indicators. Across my ventures, I focus on one mission: turning distressed receivables, delinquency, and charge-offs into liquidity, clarity, and competitive advantage for financial institutions. I provide expert commentary on: Distressed portfolio valuation & credit-risk analysis NPL and charged-off debt sales Fintech lending trends & BNPL credit performance Bank & credit union financial health (FDIC/NCUA analytics) AI in collections, segmentation, and liquidation modeling Regulatory and compliance implications in debt markets I don’t follow the debt markets — I architect them. And I use that experience to help lenders, investors, and agencies make smarter, faster, and more profitable decisions.

As a Digital Privacy Advocate and Lead SEO at Adult Advisor, I specialize in auditing digital platforms for user safety, subscription transparency, and data security. My work involves reverse-engineering complex web architectures and ensuring platforms adhere to strict consumer protection standards. With extensive experience in technical SEO and digital marketing, I help bridge the gap between user experience and web security, analyzing how online ecosystems can protect consumers from predatory billing and data breaches. I frequently share insights on technical SEO strategy, affiliate marketing, and digital privacy.

Julius McGee is a cybersecurity and consumer technology expert with nearly 20 years of experience in IT support. After leading workshops at Apple and completing over 10,000 tech service appointments, he founded Jortty — an AI-powered platform that has prevented over $2 million in scam losses and protected more than 3,200 seniors online. Julius is a recognised voice on AI-powered fraud, elder financial exploitation, and accessible technology for older adults.

Scott Altiparmak is a Senior Information Security Engineer with 8+ years of experience spanning identity and access management, email security, and cloud security, with a focus on building and automating enterprise security programs end to end. He is the creator of Threat Terminal, a live game-based research platform studying how humans detect phishing in the generative AI era, and maintains open-source tools including Enterprise-Zapp and Threat Intelligence Tarot. He serves as Director of Programming for the South Florida ISSA chapter and speaks regularly at industry and academic events including Tech Hub Pulse 2026, PBSC CyberWeek, and the PBSC Cybersecurity Symposium.