Leading Home Equity Experts

🏅 Top 1% in Loan Originator in 🇺🇸 🗞️ Ft: Forbes | CBS | CNN | Consumer Affairs 📢 Genuine Guidance. Total Peace of Mind. 🚫 No confusion. No gimmicks. No hidden fees. 📍WA|TX|FL|TN|AL|OH 📈 NMLS:2357325

I'm a specialist commercial finance broker with 16 years of experience helping Australian business owners access commercial property finance. As founder of Smart Business Plans, I've overseen $550 million in commercial finance across more than 3,300 clients, with a 92% approval rate working across a panel of 60+ specialist lenders. My expertise sits at the intersection of commercial property, business finance, and wealth strategy — particularly for small to medium business owners looking to buy their own premises, invest through their SMSF, or fund development projects. I work exclusively in the commercial space, which means I specialise where the major banks often can't or won't go. I'm also the author of The Premise Effect (2026), which makes the case for why Australian business owners are leaving millions on the table by renting rather than owning their business premises. I'm available to comment on: commercial property finance, SMSF borrowing, business lending, commercial mortgage rates, Australian property market trends, and small business wealth building.

Coming up on 30 years in real estate and finance, I merely feel old, but don't really look it. As we're all a composite of our experiences, I try to knit together that experience via stream of consciousness to relate this human experience we all have to real estate, finance and entrepreneurship. Much about life is straightforward, yet much of the memorable things tend to be counterintuitive and just a bit outside our comfort zone. Most of my writing tends to be a mix of those types of topics on my website. I am part of a 3 person partnership which has been together for 28 years and counting. We've managed to navigate our company through the Great Recession, a Mortgage Meltdown, a global pandemic. All while raising kids, having a family and one of these days, grow the business to a point where we can be satisfied. I have experience writing for our website, radio and video. I am happy to help any journalist or writer to pull together an article

Kristin Oganisyan is a luxury real estate agent serving Northern California's premium markets — Granite Bay, Roseville, Rocklin, El Dorado Hills, and beyond. She specializes in guiding clients through relocation, navigating competitive offers, and uncovering hidden value in today's shifting market. Whether it's a family moving to Beale or a Bay Area buyer looking for space, Kristin brings local intel, sharp negotiation, and a genuine commitment to making the process feel human. She's been featured in local business publications and is a trusted source for NorCal housing trends, home values, and neighborhood insights.

As a Senior Vice President of Mortgage Lending at CrossCountry Mortgage, LLC, I have over 20 years of industry experience and a proven track record of delivering exceptional results for my clients and partners. I am a licensed mortgage originator with NMLS 336103 and a specialist in VA loans, helping veterans and service members achieve their homeownership goals. I have consistently ranked among the top 1% of mortgage producers in the nation, earning multiple awards and recognition from prestigious publications and organizations, such as Scotsman Guide, National Mortgage Professional, Mortgage Executive Magazine, and Texas Veterans Land Board. I am passionate about providing personalized and professional service, leveraging my expertise in mortgage sales, conventional, FHA, and VA financing, and real estate transactions. My mission is to help borrowers find the best loan options for their unique needs and circumstances, and to make the mortgage process as smooth and stress-free as possible.

In 2018, I started investing in real estate with $40K and a lot of conviction. By 25, I owned over 20 rental properties. By 30, I’d navigated fix-and-flips, multi-family properties, short-term rentals, student housing, assignment sales, and BRRRR — through both strong markets and challenging ones. In 2022, I left corporate finance to go all-in on mortgage strategy and real estate investing full-time. Today, I’m a licensed Mortgage Agent with Vine Group, where I’ve built my practice around one core belief: your mortgage should be building your wealth — not just getting you into a home. I’m Smith Manoeuvre Certified and work with clients across Canada on advanced strategies like the Smith Manoeuvre, cash damming, and debt restructuring — helping high-income earners convert non-deductible mortgage interest into tax-deductible investment debt. I also founded RISE Network in 2019, which has grown into one of Ontario’s largest free real estate communities with over 7,300 members — no sales pitches, no gatekeeping, just people helping each other build. Along the way, I’ve been featured in Toronto Life, Yahoo, and Canvas, and host a real estate podcast with over 300,000 downloads, where I break down strategies, market insights, and real-world investing experiences.

Sean Plunkett is a New Home Advisor and Realtor at Triple Crown Homes, with firsthand experience helping buyers navigate new construction and residential real estate. His expertise includes home buying, new-build construction, market trends, affordability, financing considerations, buyer priorities, home inspections, and the factors that influence property value and long-term homeownership costs. Working directly with homebuyers gives Sean a practical perspective on how market conditions, mortgage rates, construction costs, inventory, location, and changing consumer preferences affect real-world purchasing decisions. He can provide clear, actionable commentary on housing trends, new construction, home affordability, buying versus building, property features, inspections, and what buyers should consider before making one of their largest financial decisions.

Expertise in Consumer Finance, Marketing, Real Estate, and E-commerce. Outstanding communication and interpersonal skills, which develops productive working relationships with individuals at all levels. Dedicated and motivated manager, who easily manages individuals and teams to produce optimum results. Strategic and analytical with experience developing and executing marketing plans, and managing digital and social media production. Creative writer with expertise in developing copy material, press materials, scripts, and content. Strong financial skills in managing P& L. Specialties: real estate, contract negotiation, banking and finance,marketing, merchandising, e-commerce,mortgage sales, recruiting, copy-writing,

I specialize exclusively in reverse mortgages for homeowners age 55+, and I work closely with mortgage lenders, financial planners, divorce attorneys, and real estate professionals who need a trusted solution when traditional financing falls short. After 18 years in the mortgage industry, I’ve seen the same issue come up over and over again: clients with strong equity but insufficient income. Reverse mortgages are often the missing piece, yet they’re misunderstood or not offered by many institutions. That’s where I come in. - I help referral partners solve tough scenarios such as: - Loan turn-downs due to debt-to-income issues - Retirement income shortfalls - Divorce solutions involving marital homes - Senior homeowners needing liquidity without selling - Home purchases using a reverse mortgage for purchase My role is simple: educate, structure the right solution, and take great care of your client. I operate transparently, keep referral partners informed, and never compete for their core business. Reverse mortgages today are nothing like they used to be. When structured correctly, they can function as a powerful planning tool, not a last resort. I take pride in explaining the options clearly, setting realistic expectations, and helping clients make confident, informed decisions. If you ever encounter a client with strong equity but limited income, I’m happy to be a resource, even if it’s just to walk through options or answer questions. Outside of work, I'm a father of four and actively coach youth football. That coaching mindset carries into everything he does—taking the time to explain options clearly, answer every question, and make sure clients feel confident in their decisions.

Peter Reagan is a respected financial strategist at Birch Gold Group with more than 15 years of experience in the precious metals market. His market commentary has been featured in outlets including Newsmax, ZeroHedge, and GoBankingRates. At Birch Gold Group, he helps investors understand how gold and other precious metals can strengthen long-term financial security. His clear guidance and commitment to education have made him a trusted voice in an evolving economic landscape. Known for his practical approach and genuine commitment to investors’ success, Peter makes financial concepts feel accessible and empowering. He brings clarity to uncertainty, helping people make confident decisions about their future. Whether sharing insights in the media or supporting clients one-on-one, he remains focused on education, integrity, and building lasting trust with those he serves.

Damon Paull, AWMA® - Financial Advisor, Best-Selling Author, Military Veteran As a wealth management advisor and Amazon best-selling author in Money and Business, Damon Paull brings a military precision to financial journalism. His recent collaboration with former FBI hostage negotiator Chris Voss on "Empathetic Leadership" shows he can take complex financial concepts and turn them into stories that resonate with everyone. With over 8 years of industry experience and a background as a Marine Corps veteran and State Department contractor, Damon writes about: • Intergenerational wealth transfer • Corporate benefit plan optimization • Investment portfolio construction • Business succession planning • Veteran financial empowerment • Global market analysis through a geopolitical lens As a Wealth Management Advisor at Cetera Investors, Damon’s expertise goes beyond traditional financial planning. He uses cutting-edge financial technology and analysis tools to bring you fresh perspectives on emerging trends and investment opportunities. His writing style is data-driven with a storyline, making complex financial concepts accessible to sophisticated investors and general audiences. Regular contributor to discussions on wealth preservation, market dynamics and financial technology. Damon welcomes opportunities to provide professional commentary and in-depth analysis for financial publications looking for expert opinions on wealth management and investment strategies. For editorial inquiries or commentary: Damon Paull, AWMA Damon.Paull@ceterainvestors.com 804.270.2765 Glen Allen, VA Available for national and international commentary Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. 140 EASTSHORE DR. SUITE 105, GLEN ALLEN, VA 23059. 804-346-4670. The opinions expressed are those of the writer, not recommendations of Cetera Investment Services LLC or its representatives. www.EagleVisionWealthManagement.com www.EagleVisionAccounting.com

I help home buyers, homeowners, and investors understand market trends, mortgage options, and building considerations so they can make confident, informed decisions about real estate.

Aaron Polk is a leading voice in the housing and mortgage industry, bringing over a decade of experience across banking, economics, and lending. As the Founder of AsertaLoans, a low-rate mortgage company serving Texas and Florida, Aaron has made it his mission to simplify home financing and bring transparency to one of life’s biggest financial decisions. Before launching AsertaLoans, Aaron built a successful career at Bank of America, rising to Vice President of Commercial Banking for the Los Angeles region. His expertise spans banking, real estate, and economic forecasting. Aaron holds an MBA in Finance from Pepperdine University and dual degrees in Economics and Mathematics from the University of Oregon. His unique blend of macroeconomic insight and boots-on-the-ground lending experience makes him a trusted resource for journalists seeking clear, actionable commentary on the U.S. housing market, interest rate trends, and consumer finance. Aaron regularly shares market updates with his audience of homebuyers, real estate professionals, and financial experts. He’s available for expert commentary, media interviews, and contributions to stories focused on real estate trends, mortgage insights, and broader economic shifts.

Edita Evoyan is a financial coach and business mentor who helps professionals and families make clearer, more confident decisions about money. With a background in architecture and interior design, she brings a unique, systems-based approach to financial strategy: simplifying complexity, building structure, and helping people design plans that align with real life goals. In her work, Edita focuses on practical financial education, retirement planning concepts, risk awareness, and long-term wealth-building habits. She’s known for translating intimidating financial topics into simple language, helping audiences cut through noise, misinformation, and overly technical advice. Edita also mentors and trains aspiring financial professionals on communication, leadership, and building an education-first business with integrity and compliance in mind. She frequently speaks on the mindset shift from employee to owner, creating additional income streams, and building scalable skills without sacrificing family priorities. Media outlets typically feature Edita for approachable commentary on financial confidence, modern wealth habits, retirement planning basics, and the real-world behaviors that drive better outcomes.

I founded Commercial Funding Partners in 2012 with a clear mission: build a performing portfolio of customers who return because we treat them right and help them grow responsibly. After six years at a competitor and seeing how customers were often handled at deal end, I knew there was a better way to do business in commercial equipment finance. We’re a national direct lender with capacity from $250,000 to over $100 million per project, serving manufacturers, contractors, healthcare providers, transportation companies, and others across the U.S. What sets us apart is speed paired with judgment. Our small, senior-level finance committee allows us to make decisions quickly—often the same day—and months faster than SBA processes, where time value often outweighs minor rate differences. We listen to the story behind the balance sheet and underwrite context, not just numbers. We structure real-world solutions through progress funding, 100% project financing, sale-leasebacks, and tax-aware terms that banks often can’t provide. We don’t do deals we wouldn’t sign ourselves. Over 40% of our business comes from repeat clients, many with long-standing relationships that improve with each transaction. I’m active in industry leadership with ELFA, NEFA, and AACFB, where I chaired the Education Committee for four years and received the President’s Award. Before CFP, I worked at IBM and helped manage and grow Plumbers Supply Company through its acquisition by Wolseley. I hold a BS from the University of Utah and an MBA from Westminster College. Our goal is simple: be the first call for our customers and help great businesses grow smarter and faster.

Ateis Patrimoine est un cabinet parisien de gestion de patrimoine reconnu pour son excellence et son indépendance. Grâce à des accréditations parmi les plus exigeantes du secteur, nous vous garantissons un accompagnement totalement objectif et personnalisé. Chaque conseiller Ateis Patrimoine est certifié CIF, COSB, COA, détient la carte T et possède toutes les compétences juridiques nécessaires. Cette expertise complète nous permet de figurer parmi les rares cabinets français capables de travailler en véritable architecture ouverte, en sélectionnant pour vous les solutions les plus performantes du marché. Nos conseillers disposent en moyenne de 15 années d’expérience acquises au sein de grands cabinets et établissements bancaires français. Notre démarche est simple : analyser votre situation, comprendre vos ambitions, puis vous présenter des stratégies sur mesure, transparentes et réellement adaptées à vos objectifs. Nous vous guidons ensuite dans la mise en place des meilleures solutions pour optimiser durablement votre patrimoine. Avec Ateis Patrimoine, bénéficiez d’un conseil premium, indépendant et intégralement conçu pour vous.

Tyler Lacey is a mortgage loan originator with Radiant Mortgage DBA of Gold Star Mortgage Financial and the Presidential Production Partner to the company president. Tyler focuses on three areas where borrowers most need an expert who knows the details: VA loans for veterans and active duty service members, reverse mortgages for homeowners aged sixty two and older, and DSCR loans for real estate investors qualifying on property cash flow rather than personal income. He is well versed in the eligibility rules, benefits, and common misconceptions around each, and is known for explaining complex financing in language borrowers can actually follow. Tyler also works with first time buyers and homeowners across conventional, FHA, and Non-QM programs. Licensed under NMLS #2253228, he serves Scottsdale, Arizona and the surrounding market and is available to comment on VA and veteran home loans, reverse mortgages, DSCR and investment property financing, mortgage rates, and housing market trends.

Thinking of refinancing or purchasing a home? I'll help you understand your financing options so you can make informed decisions. And if you’re a builder or real estate agent, let’s connect and work together to help your clients secure financing to build or buy a home. Contact me to get started today. https://f5mortgage.com Equal Housing Opportunity. NMLS 1938115 NMLS 1177972

At Champion Properties, we have experience and take pride in finding solutions to your real estate needs. If you are looking for homes for sale in Port Richey, New Port Richey, Holiday, or Tampa, Florida, or to invest your hard-earned money in a safe option with great rates of return, Champion Properties can help you buy prime real estate at wholesale prices. Champion Properties buys and sells properties fast in Holiday, New Port Richey, Port Richey, Clearwater, St. Petersburg, Tampa, Pasco and all over the Tampa Bay area. Please follow the link that best describes your needs by selecting one of the tabs on our website, www.ChampionPropertiesFL.com. If you have any questions or would like to find out more information about our company, our homes, or programs please do not hesitate to call 727-521-7319 or e-mail us at championpropertiesfl@gmail.com. Specialties: Real Estate Investing/Wholesaling

Hey! I’m Grace. I’m a real estate expert working for Alberta Property Buyers. I have a comprehensive background in real estate, finance, and home decor. I’ve been featured in numerous publications, sharing insights on everything from real estate market forecasts, investment strategies to home staging tips that’ll appeal to sellers. Whether advising clients on investment strategies or discussing innovative ways to enhance property appeal, I bring a wealth of knowledge and a commitment to integrity to every interaction.