Best Financial Risk Management Experts

Govind Balachandran is the founder of Continuuiti, a climate and operational risk intelligence platform that helps enterprises quantify physical climate risk at the asset level. The platform delivers hazard assessments across 12 physical climate perils, flood depth modelling, and financial loss estimation using peer reviewed damage curve methodologies, enabling banks, insurers, and corporates to translate climate exposure into monetary terms. Previously, Govind founded SignalX, a leading AI-based third-party risk management and due diligence platform that he built over seven years into a 600+ customer business serving all Big Four consulting firms, major enterprises with global supply chains, and private equity houses. He raised venture capital from marquee funds, grew the business to profitability, and currently serves as Board Observer, supporting the board and leadership through a GenAI transformation of the business. He brings deep expertise in enterprise risk management, climate risk quantification, physical risk modelling, and building B2B SaaS platforms for regulated industries. Areas of expertise: Physical climate risk assessment, climate value at risk (CVaR), flood risk modelling, climate stress testing for financial institutions, operational resilience, enterprise risk management, third-party risk management, due diligence, supply chain resilience, climate risk for real estate and infrastructure portfolios, B2B SaaS for regulated industries.

My professional journey has taken me through various roles where I've sharpened my skills in risk assessment, financial analysis, and building enduring client relationships.Achieving success for me goes beyond the immediate task at hand. It’s about seeing the bigger picture and making a tangible impact in the long term success of the organization. I’m passionate about developing new frameworks that create sustainable and repeatable outcomes within my work. I also believe in the power of collaboration and shared insights to drive progress for each member of my team.I welcome connections from fellow professionals and anyone interested in discussing the future of finance and the potential for innovation within our field. Together, let’s explore the possibilities.

Investment industry veteran that cofounded a tech startup to help seniors avoid elder fraud. 30 years experience in the investment and insurance business. Experience over a range of asset classes with deep experience in derivatives and risk management. Early adapter of derivatives in insurance portfolios and mutual funds. Built out independent risk organization at two firms. Experienced Chief Risk Officer(CRO) for US and UCITs funds. Demonstrated commercial instinct. Experience with: Investments Product and Strategy Risk Market Risk and Investment Risk Risk Management of UCITS Derivatives, Futures, Options, Swap Silver tech

9+ years PR and media relations experience. Now in the ultra-high-net-worth wealth management space with Fidelis Capital after years in the luxury goods and real estate sectors with Discovery Land Company, Casamigos Tequila, and Tiffany & Co. Have secured national coverage for Fidelis Capital in Barron's, Bloomberg, Crain Currency, Forbes, Kiplinger, Reuters, and the Wall Street Journal, along with trade coverage in Financial Planning, InvestmentNews, and WealthManagement.com. Fidelis Capital is a 5-star firm in Newsweek's 2026 list of America's Top Financial Advisory Firms. Subject matter experts at Fidelis Capital include: - Chris Gunster, CFA, Partner & Head of Fixed Income (previously Bank of America Chief Investment Office, oversaw $60 billion in assets; Forbes.com contributor) - Rick Simonetti, Founding Partner, CEO & Head of Wealth Planning (previously Wells Fargo Private Wealth Management's National Head of Wealth Planning; Kiplinger contributor) - Matt Michaels, CFA, CFP, Founding Partner & Co-Chief Investment Officer (previously Wells Fargo Private Bank Senior Private Wealth Portfolio Manager; deep expertise in private markets investing) - Neale Ellis, CFA, Founding Partner & Co-Chief Investment Officer (previously Bank of America Private Bank principal portfolio manager of Managed Active Core)

I am a U.S.-focused finance professional with over 10 years of experience in investment analysis, personal finance strategy, and accounting. I founded FinanceIdeas.org, where I publish real-world guides that help individuals and families solve complex financial problems; from retirement anxiety to market panic. My background blends academia, corporate finance, and consulting. I have served as a lecturer in accounting and as a financial analyst supporting strategic decisions in the investment sector. Today, I share my research-backed financial strategies in global media outlets and academic platforms like SSRN and ResearchGate. I specialize in topics such as investment psychology, risk-adjusted portfolio strategies, crypto investing, and behavior-driven financial planning. My goal is to translate timeless financial wisdom into actionable steps anyone can use to build long-term wealth. Need expert insights on crypto, investing, Accounting or financial panic-proofing? Contact me via FinanceIdeas.org or just e-mail me directly at kumartaposbanarjee@gmail.com

Josh Fleming is the Risk Advisory & GRC practice lead at Echelon Risk + Cyber, where he helps organizations strengthen resilience against today’s most complex cyber and physical threats. He brings a unique ability to bridge technical expertise with executive strategy, enabling leaders to make confident, informed decisions during both preparation and crisis. With extensive experience across industries such as healthcare, manufacturing, financial services, and energy, Josh has partnered with organizations to identify risks, fortify defenses, and implement effective governance strategies. His work spans from building incident prevention programs to leading executive tabletop exercises, risk assessments, and crisis response planning. Josh regularly advises executive teams, C-suites, and boards on incident response readiness and strategic risk management. He is known for developing actionable frameworks and clear decision-making playbooks that reduce risk exposure, accelerate response, and build stakeholder trust. As an industry thought leader, Josh is committed to advancing the conversation around governance, risk, and compliance. He stays at the forefront of emerging trends and regulations, particularly in areas such as AI governance and cybersecurity resilience, to ensure his clients and partners are not only compliant, but future-ready. Above all, Josh is recognized as a trusted advisor who combines technical depth, business acumen, and a client-centric approach to deliver lasting value. His mission is to help organizations move beyond compliance to achieve true resilience and competitive advantage in an evolving risk landscape.

Brian Hunt has spent more than 20 years helping his clients identify and understand how risk could impact their businesses. He joined USI in 2021 as a Vice President for Construction in the Dallas office. In this role, he is the main point of contact to help USI prospects and clients think strategically about their construction-related exposure to risk. Before joining USI, Brian was a Chief Administration Officer and Account Executive in Aon’s Construction Services Group. Before Aon, Brian was a Senior Manager in Austin Industries’ Internal Audit department, evaluating enterprise risk across the organization’s activities. Before that, he spent 13 years at FM Global and was a founding member of FM’s Business Risk Consulting group. Brian has also worked as an economic crimes investigator for Electronic Data Systems (EDS) in Plano, Texas, and as a forensic accountant with the accounting firm of Buchanan Clarke Schlader (BCS), where he conducted financial analysis of business interruption and property damage claims on behalf of large insurance carriers. Brian earned his Bachelor’s from Southwestern University, a Graduate Certificate in Advanced International Affairs from the Bush School at Texas A&M University, and his Master’s in Finance from the University of Michigan - Dearborn. Brian is a Certified Public Accountant (CPA), Chartered Property Casualty Underwriter (CPCU), and a Construction Risk and Insurance Specialist (CRIS). Brian received the Risk & Insurance magazine Power Broker in Construction award in 2020, 2021, 2023, and 2024 and was named a finalist for the same recognition in 2022. In addition, he is the publisher of the “Risk, et al…” newsletter, host of the LinkedIn Live show “Risk On / Risk Off,” as well as the creator of the “60 Seconds of Risk” YouTube channel.

I am a former Chief Risk Officer and today an industry-leading risk management authority, strategy advisor and author. I created the 52 Risks® management framework (www.52Risks.com) over a decade ago to guide board directors, executives and managers in the identification and management of business risks. Today it is used all over the world, across all industries. I like to describe it as the equivalent of the Balanced Scorecard for risk management. I was awarded Australian Banking & Finance magazine’s Chief Risk Officer of the Year award in 2014, 2015, 2016 and 2018. I am a regular contributor to a range of strategy, risk and finance publications including Company Director Magazine (Australia), Director Today (India), FINSIA (Australia) and The Asian Banker (Singapore). You can read more about my talks and presentations here: https://notwithoutrisk.com/2025-presentations-and-papers/ I am also co-founder of the tech startup, Shelf Labs and Non-Executive Director of the equities trading platform Trade for Good. I am also an advisory board member for several technology and start-up companies. In December 2024, I released the book, Startup Toolkit: A Step-by-Step Guide for Founders (www.goruworld) to inspire the next generation of entrepreneurs.

Senior Vice President with a demonstrated history of working in the financial services A pragmatic and concise professional with a proven track record of managing large scale implementations in the financial services industry across markets and treasury businesses. Bachelor of Business Administration (B.B.A.) with a major Finance from Loyola University New Orleans. Areas of expertise: interest rates, business management, implementation, tactical and strategic design, treasury.

A versatile Chief Risk Officer and Board member with 20 years' experience of strategic banking and asset management business leadership with deep knowledge of investment, compliance, risk and corporate governance.KEY SKILLS: * 20 years of Risk Management and Corporate Governance experience. * Experienced Non-Executive and Non-Profit Board Chair * Expert in multiple financial and non-financial risk disciplines * Management experience at global matrix organisations * Led major change programs and control audits * Experienced in risk incident investigation * Expert in Enterprise Risk Management * Experienced in Financial Crime Risk Management * Expertise in a wide range of asset classes and investment vehicles * Stress testing and scenario analysis for corporate financial reports and investment portfolios * Experienced public speaker * Experienced people manager * Strong advocate for Risk Management Culture and Conduct Risk Management

Timothy Gocklin, MBA, MSF, is the Editor-in-Chief of Terrene Globe, a finance news platform covering global markets, macroeconomic trends, and investment strategies. With advanced degrees in business administration and finance, he provides data-driven insights on economic policy, stock market movements, and international finance.

Franco Velasquez is the CEO and founder of HostBreach, a cybersecurity advisory firm specializing in external cyber intelligence, attack surface analysis, and intelligence-driven advisory for defense contractors and regulated organizations. His work focuses on understanding how attackers identify, prioritize, and compromise targets using publicly available intelligence, often before traditional security controls detect activity. Franco advises organizations on CMMC readiness, CUI exposure, ransomware risk, and pre-incident threat visibility, helping leaders understand real-world risk beyond checklist compliance. He has experience working with OSINT-based reconnaissance, threat actor behavior analysis, and tabletop attack simulations aligned to observed intrusion patterns. He is frequently consulted on topics including ransomware trends, external exposure management, supply chain risk, and how attackers exploit misconfigurations and unpatched systems. Franco emphasizes practical, intelligence-led decision-making that helps organizations reduce risk before incidents occur.

Damon Paull, AWMA® - Financial Advisor, Best-Selling Author, Military Veteran As a wealth management advisor and Amazon best-selling author in Money and Business, Damon Paull brings a military precision to financial journalism. His recent collaboration with former FBI hostage negotiator Chris Voss on "Empathetic Leadership" shows he can take complex financial concepts and turn them into stories that resonate with everyone. With over 8 years of industry experience and a background as a Marine Corps veteran and State Department contractor, Damon writes about: • Intergenerational wealth transfer • Corporate benefit plan optimization • Investment portfolio construction • Business succession planning • Veteran financial empowerment • Global market analysis through a geopolitical lens As a Wealth Management Advisor at Cetera Investors, Damon’s expertise goes beyond traditional financial planning. He uses cutting-edge financial technology and analysis tools to bring you fresh perspectives on emerging trends and investment opportunities. His writing style is data-driven with a storyline, making complex financial concepts accessible to sophisticated investors and general audiences. Regular contributor to discussions on wealth preservation, market dynamics and financial technology. Damon welcomes opportunities to provide professional commentary and in-depth analysis for financial publications looking for expert opinions on wealth management and investment strategies. For editorial inquiries or commentary: Damon Paull, AWMA Damon.Paull@ceterainvestors.com 832.535.2286 Glen Allen, VA Available for national and international commentary Cetera Investors. Damon Paull, Wealth Management Advisor. Securities and Insurance Products offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. 140 EASTSHORE DR. SUITE 105, GLEN ALLEN, VA 23059. 804-346-4670. The opinions expressed are those of the writer, not recommendations of Cetera Investment Services LLC or its representatives.

Damodhar Mata is a Dubai-based financial advisor who is often quoted in Gulf News on topics related to financial planning, investments, and insurance. He provides guidance on budgeting, saving, and investing, particularly for UAE residents. He has also been featured in other publications like Khaleej Times. Here's a more detailed look at his work: Financial Planning: Damodhar Mata specializes in holistic financial planning, investments, and insurance. Budgeting and Savings: He offers advice on how to manage finances, create budgets, and save effectively, especially for those living in the UAE. Overspending in Dubai: He has commented on the issue of overspending among some UAE residents, particularly due to factors like discount offers and easy access to credit, according to a Gulf News report. Home Insurance: He has also discussed the importance of home insurance for homeowners in the UAE. Regularly Featured in Media: His insights are regularly featured in Gulf News and Khaleej Times. Nexus Insurance Brokers: He is a senior consultant at Nexus Insurance Brokers.

I am the CEO of Finance Media, where I focus on building high-impact digital media and data platforms for the global insurance and insurtech industry. Over the past 25+ years, I covering insurance, reinsurance, and insurtech insights and analysis about European markets, the United States, and the United Kingdom. My work sits at the intersection of data, distribution, and market intelligence. As editor-in-chief of Beinsure, I focus on delivering structured, data-driven insights rather than headline-driven coverage. My core areas of expertise include insurance, reinsurance, insurtech, digital media, investing, blockchain, and applied technology. I analyze how capital, risk, and technology interact, and how high-quality information influences market behavior. I also cover emerging risks such as cyber threats, as well as developments in cryptocurrency and blockchain as they relate to insurance and financial systems. My quotes, analysis and publications provides transparent and comparable data across multiple markets, helping industry professionals better understand competitive positioning and market dynamics. I focus on translating complex industry developments into clear, actionable insights. For me, reporting events is not enough - I explain what those events mean for businesses, institutions, and individuals, and how they shape strategic decisions. I see insurance not just as a financial product, but as a system of resilience that underpins economies and supports recovery in times of uncertainty. My work is dedicated to helping industry leaders, investors, and startups navigate a rapidly evolving global risk landscape with clarity, precision, and data-driven perspective.

I'm a specialist commercial finance broker with 16 years of experience helping Australian business owners access commercial property finance. As founder of Smart Business Plans, I've overseen $550 million in commercial finance across more than 3,300 clients, with a 92% approval rate working across a panel of 60+ specialist lenders. My expertise sits at the intersection of commercial property, business finance, and wealth strategy — particularly for small to medium business owners looking to buy their own premises, invest through their SMSF, or fund development projects. I work exclusively in the commercial space, which means I specialise where the major banks often can't or won't go. I'm also the author of The Premise Effect (2026), which makes the case for why Australian business owners are leaving millions on the table by renting rather than owning their business premises. I'm available to comment on: commercial property finance, SMSF borrowing, business lending, commercial mortgage rates, Australian property market trends, and small business wealth building.

James has 10+ years in financial services. He is currently Head of Content at DayTrading.com - overseeing the development of market analysis, educational information and brokerage reviews. He was formerly a management consultant in the banking and capital markets sector - working with some of the UK and Europe’s largest banks. James has been cited by a number of media outlets in the investing space - providing quotes on market developments and for his involvement in proprietary datasets and reports.

Stepan Kazaryan is a Business Management Consultant focused on digital presence, professional evaluation, and how public information shapes decision-making in modern business environments. His work centers on helping organizations and professionals understand how they are perceived before direct interaction occurs. In search-driven systems, evaluation often happens silently and quickly. Stepan advises clients on building structured digital foundations that support credibility over time. His approach emphasizes clarity, consistency, and responsible positioning rather than short-term visibility tactics. He works with executives, founders, and professional service providers who recognize that digital footprints influence trust, partnerships, and opportunity flow. By aligning websites, public profiles, and third-party references, Stepan helps create stable professional narratives that reduce uncertainty during evaluation. Rather than focusing on reactive measures, his advisory framework prioritizes preparation. This includes analyzing how search results present a name, how information connects across platforms, and how inconsistencies affect perception. The goal is to strengthen long-term positioning in a way that feels natural and sustainable. Stepan frequently writes and speaks about digital identity, credibility signals, and the structural factors that influence professional trust in online environments. His perspective reflects a broader shift in how professionals are assessed in the age of search and public information accessibility. Through disciplined strategy and steady execution, Stepan Kazaryan helps clients maintain clarity in environments where perception often forms before conversation begins.

I’m a security consultant and the founder of North Star Group, where I help individuals, organizations, and communities strengthen their overall safety and preparedness. With over 20 years of experience across military and private-sector security, my work focuses on physical security assessments, threat and vulnerability analysis, CPTED principles, workplace violence prevention, and expert witness consulting. I’ve supported clients across a wide range of sectors—including education, government, business, healthcare, critical infrastructure, and houses of worship—by providing practical, real-world guidance rooted in proactive risk management. Whether it’s improving day-to-day security, planning for emergencies, or helping legal teams understand foreseeability and duty of care, I bring a layered and strategic approach to every situation. If you're looking for expert insight on how to build safer environments and reduce risk, I'm always open to contributing. *If any portion of my response is used, I’d appreciate attribution as follows: Daniel Loo, CPP®, PSS, SRMP — Principal Consultant at North Star Group, a Houston-based security and risk management firm.

Rishi Upple, FCMA, is a UK based commercial finance leader with over 20 years’ experience shaping strategy inside global blue-chip organisations. With a BA in Economics and Fellowship of CIMA, he operates at the intersection of numbers, narrative, and decision-making. Known for bringing clarity where complexity dominates, Rishi focuses on commercial insight, performance optimisation, and helping leadership teams make better calls under pressure. His approach blends rigorous financial thinking with real-world pragmatism; grounded, human, and outcome-led. Beyond the spreadsheet, his work explores leadership resilience, personal performance, and how finance leaders can create momentum without burnout; commercially sharp, but culturally aware.