Top Credit Counseling Experts 2025

I have 24 years of experience in the credit counseling industry, specializing in operations, compliance, debt management, and consumer financial education. As Senior Manager of Compliance and Media at Money Fit, I ensure our programs meet strict standards for integrity, accuracy, and regulatory compliance. I am a HUD Certified Housing Counselor and serve on the Board of Directors for the Financial Counseling Association of America (FCAA). My work focuses entirely on nonprofit credit counseling. I help consumers understand the clear mechanics of regulated debt management versus the risks tied to for-profit debt settlement. Consumers deserve straightforward financial guidance that is realistic, responsible, and built for actual progress.

Are you enjoying a successful career, but still wondering where all the money goes each month? Do you picture yourself retiring comfortably or taking the vacations you've always dreamed of, yet worry your financial reality may fall short?Or are you at a point in life where you’re wondering if your money is truly working for you? Do you ever look at your income and think, “Why doesn’t it feel like enough?” despite years of hard work and financial stability? For many professional women, balancing bills with income doesn’t feel like it should at this stage in life. I understand. I’ve been there myself. After a major life shift, I faced debt, a low credit score, and no safety net. But a practical plan changed my trajectory, and now I’m passionate about helping others do the same. As an Accredited Financial Counselor , I work with women who are ready to take control of their finances & design a plan that works for their unique life. Together, we clarify spending habits, tackle debt, and create a tailored strategy to reach your financial milestones. Whether it's funding retirement, enjoying life more, or gaining the peace of mind you deserve, I support clients who want their finances to reflect the life they desire. *My mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. For 𝗼𝗿𝗴𝗮𝗻𝗶𝘇𝗮𝘁𝗶𝗼𝗻𝘀, I provide workshops that empower employees to manage their finances confidently, helping them feel supported, valued, and inspired to succeed both personally and professionally as well as enhancing productivity and satisfaction as they learn to achieve their financial goals.𝗖𝗢𝗡𝗧𝗔𝗖𝗧 𝗠𝗘 𝗧𝗢: Conduct personal finance workshops: https://bit.ly/4fVw96k Speak about personal finance as a panelist or keynote speaker: https://bit.ly/4fVw96k Schedule a free discovery call: https://bit.ly/3Av9yP0 Start a conversation by sending a Direct Message******************************************************Dr. Sev is founder of Bryan Financial Empowerment LLC (dba Sev Talks Money), a financial education and coaching company. She is a member of the Association for Financial Counseling and Planning Education , a graduate of and mentor for the Milestones Circles Program at Nasdaq Entrepreneurial Center, a graduate of the Bank of America Institute Women's Entrepreneurship certificate program at Cornell University and a member of the Henry County Chamber of Commerce.

As the CEO and Founder of Crusaders for Change® (C4C), LLC, our team delivers a specialized approach to financial stewardship that focuses on the human heart and the emotional weight of money as much as the numbers. Led by a team of Accredited Financial Counselors®️, we have built a dedicated space where genuine financial healing and long-term freedom are achievable for families from all walks of life. Within the corporate and organizational sector, we developed our signature Financial Wellness Program to directly combat the "silent tax" of financial stress that often plagues the workplace. By addressing these stressors through professional counseling and support, we partner with businesses to improve employee retention, boost productivity, and foster a culture of total well-being. Our commitment to community impact is further realized through our proprietary Community Financial Empowerment Series®, where we offer transformative educational workshops and personalized one-on-one counseling designed to help individuals regain confidence, clarity, and control over their financial futures. We also engage a global audience through the Yahweh’s Money® Podcast, which provides spiritual and practical stewardship guidance, and the Tickle My Money Bone!® platform, which utilizes humor and comedy to demystify complex financial topics and break down the barriers of money-related anxiety. With over two decades of professional experience and a highly decorated history of leadership, our mission remains centered on equipping families and organizations with the tools to transition from financial overwhelm to a future of abundance, resilience, and intentional peace.

Nationally recognized credit expert, author, podcast host, and dynamic speaker empowering individuals and professionals to achieve financial wellness through strategic credit management.

Michael McAuliffe is the President and Founder of Family Credit Management, a national nonprofit credit counseling organization with more than 30 years of experience helping families navigate debt. His career spans the entire credit lifecycle, from launching credit card programs at regional banks to managing collections and leading consumer advocacy, giving him a rare, inside-out understanding of how the credit system operates and where it lets people down. A former college instructor in personal finance and business management, Michael is recognized by journalists for making complex credit and economic topics genuinely accessible. He's a frequent, media-trained commentator on credit card delinquency trends, interest rate policy, predatory lending, and generational financial habits, and has appeared on CNBC, MSNBC, CBS News, MarketWatch, U.S. News & World Report, and Yahoo Finance. He is comfortable speaking on all topics related to consumer debt and personal finance.

Sherman & Ticchio PLLC provides professional legal representation for consumers throughout New York and New Jersey. We are prepared to represent individuals facing challenges with inaccurate background checks, mixed credit files, and identity theft reporting errors. Our attorneys also assist those mistakenly reported as deceased by credit bureaus or financial institutions. We focus on holding reporting agencies accountable under the federal Fair Credit Reporting Act (FCRA). Whether you are a job applicant dealing with a false criminal record or a consumer facing credit denials due to reporting inaccuracies, we offer supportive and informative legal guidance. Attorneys at Sherman & Ticchio PLLC provide a complimentary initial consultation to help you explore your legal options without financial risk. Visit our website to learn how a credit report lawyer NY, background check attorney, credit report error attorney, and lawyers for identity theft can help protect your rights.

Writer, speaker author passionate about helping small business owners and consumers make…

Founder of BreakFreeFromDebtNow.com, a personal finance blog helping Americans break free from debt. I cover debt management, credit card strategy, budgeting, and building long-term financial freedom.

When you think about money, how does it make you feel? Safe? Loved? Secure? Nervous? Anxious? Insignificant? Likely, it's a combination of emotions. Financial wellness is top-of-mind right now — or at least it should be. I work directly with globally renowned companies to provide customized, hands-on workshops for their employees, keynote speeches, bylined content, and consulting. Additionally, I provide private coaching services for individuals, couples, and families. We all have a relationship with money, which may even be a secretive one that we opt not to talk about with others. I am here to guide you in reshaping your emotions and relationship with money to help improve your life at home and at work. Let’s work together and explore your emotional relationship with money, which can reduce your anxiety, stress, and depression, while improving your overall health and well-being. Proud member of the Financial Therapy Association. Certified Financial Therapist CFT-I .

Need help resolving unpaid debts? Ciment Law Firm's debt defense attorneys can help. Whether you need a bankruptcy lawyer, student debt attorney, or debt relief attorney, we have you covered. At Ciment Law Firm, our legal team has over 15 years of experience in bankruptcy, debt collection defense, and consumer protection. Our goal is to assist our clients in resolving their unpaid debts, protecting their Texan rights, and rebuilding their credit so that they can move forward with their lives. To learn more about our debt defense solutions, please feel free to schedule a free case evaluation with us today. More Information: Business Email: info@cimentlawfirm.com Business Phone Number: (832) 210-2050 Hours of Operation: Monday-Friday: 8am-8pm

Attorney Matthew Weidner has been a passionate consumer warrior for nearly 3 decades. He's been featured in press around the world on a wide range of consumer/legal related topics. He's been profiled in New York Times Best Selling Books, and has been regularly quoted in Wall Street Journal, New York Times and the like. He has an active social media presence and has one of the most popular legal YouTube Channels with nearly 500,000 viewer counts. He operates a professional grade studio and is available for immediate appearances.

You don’t have a money problem. You have a relationship problem. If you are already a high-earning woman, you don’t need more money to fix your anxiety, you need a better relationship with the money you have. My mission is to empower high-achieving women towards financial and emotional intelligence through money mindset shift, behavioral financial planning, and somatic breathwork healing. It's time for a new approach. By refining your communication and relationship with your money, you can truly enjoy the freedom you've earned. #financialtherapy #financialplanning #moneymindset #wealthbuilding #financialcoach

I'm a mathematics education professor at UNC Pembroke and the founder of Debt Clarity Tools (debtclaritytools.com) — a platform I built to help everyday people understand and eliminate debt using real math, not motivation. My background is in STEM-Mathematics Education. I earned my PhD from NC State University, where my research focused on how people learn complex quantitative reasoning. I've spent years teaching math at the university level, and I became increasingly frustrated that the personal finance world was filled with hype, vague advice, and emotional appeals — but almost no actual mathematical clarity. So I built something different. Debt Clarity Tools offers free, math-powered calculators that help users see exactly what their debt costs them, when they'll be debt-free, and which payoff strategy saves them the most money. The site also offers digital guides and a comprehensive Debt Freedom Blueprint for people ready to create a real plan. My work sits at the intersection of mathematics education and personal finance literacy. I believe most people aren't bad with money — they just haven't seen the numbers clearly. When they do, behavior changes. Topics I speak and write about: Debt payoff strategies (snowball vs. avalanche — and when each works) The hidden math behind minimum payments Why financial literacy needs to go beyond budgeting How educators and academics can create accessible consumer tools The gap between personal finance content and actual financial math I'm available for expert quotes and media features related to personal finance, financial literacy, mathematics education, and content entrepreneurship.

Baruch Mann is an independent financial expert and commentator focused on consumer finance, investing, and personal wealth decision-making. He specializes in analyzing banking products, credit cards, investment platforms, and alternative assets, helping consumers understand costs, risks, and long-term trade-offs before making financial decisions. With years of hands-on experience reviewing financial products and market offerings, Baruch is known for breaking down complex financial topics into clear, practical insights grounded in real use cases and data. His work emphasizes transparency, fair comparisons, and consumer-first analysis rather than promotional narratives.

Christopher Zoukis, JD, MBA, is a nationally recognized federal prison expert. He serves as Managing Director at Elizabeth Franklin-Best P.C. and Zoukis Consulting Group, where his federal criminal defense practice focuses on federal appeals, post-conviction relief, compassionate release, clemency, and Bureau of Prisons policy matters. Mr. Zoukis is the author of six books on federal criminal defense and prison policy, including The Habeas Citebook: Ineffective Assistance of Counsel (Prison Legal News Publishing, 3rd ed. forthcoming 2025), Federal Criminal Defendant’s Handbook (Middle Street Publishing, forthcoming 2025), Directory of Federal Prisons (2020), Federal Prison Handbook (2017), Prison Education Guide (2017), and College for Convicts (2014). His Federal Prison Handbook received numerous awards, including the Reader’s Favorite Book Awards Gold Medal, the Next Generation Indie Book Award, and the Chanticleer Book Awards Instructional & Insightful Nonfiction Award. College for Convicts received the Eric Hoffer Book Award’s Montaigne Medal for the most thought-provoking book of the year. Mr. Zoukis earned his Juris Doctor from the University of California, Davis School of Law, where he served as Articles Editor of the UC Davis Law Review and received both the Witkin Award and Reynoso Award for Academic Excellence. He also holds an MBA and a BA in Interdisciplinary Studies from Adams State University. Major media outlets regularly seek his expertise. He has been quoted in CNN, Fox News, ABC News, Associated Press, USA Today, The Washington Post, The Guardian, Bloomberg Law, and Vice News, among others. He has contributed articles to the Huffington Post, New York Daily News, Prison Legal News, and Criminal Legal News. Mr. Zoukis’s Prison Law Blog was named a Top Law Blawg by the American Bar Association, and he was a finalist for the Society of Professional Journalists’ Mark of Excellence Award. He has assisted hundreds of clients with federal prison preparation, in-prison advocacy, and reentry matters, and is considered a leading voice on federal prison policy nationwide. Learn more about Chris at https://federalcriminaldefenseattorney.com/about/christopher-zoukis-federal-prison-consultant/

CA Prateek Mittal is a seasoned financial expert and IBBI Registered Valuer with over two decades of experience in business valuations, corporate finance, and strategic advisory. As the Director of Valuations at [FinVal Research & Consultancy](https://finvalresearch.in), he specializes in delivering high-authority compliance and advisory solutions, including ESOP valuations, corporate guarantee valuations, and startup advisory. A thought leader in the evolving corporate landscape, Prateek frequently publishes insights on cutting-edge industry shifts, from integrating AI and Big Data into valuation practices to navigating ESG compliance risks and supply chain crises. Alongside his valuation expertise, he serves as a Virtual CFO, helping businesses optimize their financial strategies, secure fundraising mandates, and drive operational efficiencies. --- ### Key Media Angles & Topics I Can Comment On: * Regulatory & Compliance Valuations: Deep dives into ESOPs, Corporate Guarantees, and international accounting standards. * The Intersection of Finance & Tech: How AI, big data, and automated tools are transforming modern valuation models. * Startup Ecosystem & Fundraising: Strategic structuring, mid-market growth challenges, and investment readiness. * Risk Management: Evaluating ESG compliance risks and implementing Virtual CFO frameworks during economic volatility.

Certified Personal Finance Counselor hosting and producing business and financial content.

Edita Evoyan is a financial coach and business mentor who helps professionals and families make clearer, more confident decisions about money. With a background in architecture and interior design, she brings a unique, systems-based approach to financial strategy: simplifying complexity, building structure, and helping people design plans that align with real life goals. In her work, Edita focuses on practical financial education, retirement planning concepts, risk awareness, and long-term wealth-building habits. She’s known for translating intimidating financial topics into simple language, helping audiences cut through noise, misinformation, and overly technical advice. Edita also mentors and trains aspiring financial professionals on communication, leadership, and building an education-first business with integrity and compliance in mind. She frequently speaks on the mindset shift from employee to owner, creating additional income streams, and building scalable skills without sacrificing family priorities. Media outlets typically feature Edita for approachable commentary on financial confidence, modern wealth habits, retirement planning basics, and the real-world behaviors that drive better outcomes.

Daniel Cohen, Esq., the Founding Partner of Consumer Attorneys, began his legal career as a New York litigator in consumer protection law. Under his leadership, Consumer Attorneys has grown into a BBB A+ rated national powerhouse with over $100 million recovered for clients and recognition as a highly impactful consumer reporting law firm. With a primary focus on FCRA-related litigation, Dan maintains an active client roster, while also overseeing the firm’s strategic branding, marketing, client intake, and business development efforts. He is also an experienced class-action attorney, a member of both the National Association of Consumer Advocates and the National Consumer Law Center, and a regular contributor to national media stories seeking legal insight on consumer protection issues. Dan holds a degree in Humanities from Thomas Edison State College and a JD from Arizona State University’s Sandra Day O’Connor College of Law. He is licensed to practice in New York and Arizona. Dan is also incredibly proud to have harnessed personal experience and legal fortitude to become an outsized champion of disability rights in the workplace, the digital space, and beyond. In particular, Dan’s focus has been on advancing digital accessibility for low and no-vision consumers navigating an e-commerce industry that largely ignores their needs and rights. When he isn’t busy advancing consumer and employee protections, Dan exercises his business acumen through the creation and expansion of other legal-adjacent tech brands, each of which experienced extraordinary growth under his vision.