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Seeking financial advisors, retirement and investing experts to share smart portfolio, tax, and retirement-account moves investors may want to make before 2026 ends. Looking for actionable strategies that can help investors enter 2027 in a stronger position.
1. What are the most important retirement-planning moves people should consider making before the end of 2026?
2. Should workers review or increase their 401(k), 403(b), IRA, or other retirement contributions before year-end?
3. Who should consider making catch-up contributions, and what should they know about the rules for 2026?
4. What portfolio rebalancing should retirement savers consider before entering 2027?
5. Are there tax-planning moves involving retirement accounts that need to happen before Dec. 31?
6. Who might want to consider a Roth conversion before year-end, and what are the potential advantages and drawbacks?
7. What should people nearing retirement review about Social Security, Medicare, and their expected retirement income before 2026 ends?
8. What should retirees review about required minimum distributions before year-end?
9. What year-end retirement-planning mistakes could create unnecessary taxes or missed opportunities?
10. What else should retirement savers or retirees put on their financial checklist before 2027?
Deadline: Sep 28th, 2026 11:59 PM (May close early)
This deadline has passed, and new answer submissions are no longer being accepted.
Publisher:
M
Money Lion
This deadline has passed
New answer submissions are no longer being accepted for this question.
M
Money LionI’m looking for retirement and tax experts who can explain how retirees can quickly assess whether they may be paying more tax than necessary on withdrawals from 401(k)s, traditional IRAs and other retirement accounts. The article will focus on practical warning signs and withdrawal strategies retirees can review with a tax or financial professional.
1. What is the simplest way for a retiree to check whether they may be paying more tax than necessary on retirement-account withdrawals?
2. What are the most common mistakes you see retirees make when withdrawing money from traditional IRAs, 401(k)s and other taxable retirement accounts?
3. How can taking a large withdrawal in a single year push a retiree into a higher marginal tax bracket or otherwise increase their tax bill?
4. How should retirees think about the mix of taxable, tax-deferred and tax-free accounts when deciding where to withdraw money from each year?
5. How can retirement withdrawals affect the taxation of Social Security benefits, and what should retirees watch for?
6. Can retirement withdrawals also increase Medicare premiums through IRMAA? How does that work and what should retirees consider before making a large withdrawal?
7. What role do required minimum distributions play in withdrawal planning, and are there steps retirees can take before RMD age to potentially reduce future tax bills?
8. When might Roth conversions help reduce lifetime taxes, and when could converting actually result in an unnecessarily large current-year tax bill?
9. Can you provide a simple numerical example of two retirees needing the same amount of spending money but owing different amounts in taxes because of how or when they take their withdrawals?
10. What tax numbers or documents should retirees review each year to perform a quick “retirement withdrawal tax check,” and when should they bring in a CPA, tax attorney or financial planner?
M
Money LionI’m looking for investing and financial planning experts who can identify mistakes investors should avoid during the final months of 2026. The focus is on year-end decisions involving taxes, portfolio allocation, retirement accounts, and emotional investing that could have consequences well into 2027.
1. What are the biggest investing mistakes you see people make at the end of the year?
2. How can making investment decisions primarily to reduce this year’s taxes backfire or create problems in the following year?
3. What mistakes do investors commonly make with tax-loss harvesting, particularly around the wash-sale rule or selling investments they should have kept?
4. Why is year-end a useful time to check portfolio allocation, and what can happen if investors neglect to rebalance?
5. What should investors check regarding 401(k)s, IRAs, or other tax-advantaged accounts before the year ends?
6. Is holding too much cash after a volatile or uncertain year a potential mistake? How should investors determine whether their cash allocation has become excessive for their goals?
7. What risks come with chasing whichever stocks, sectors, or asset classes performed best during 2026?
8. How can investors avoid making emotional year-end moves based on headlines or predictions about what markets will do in 2027?
9. Can you give an example of a seemingly small year-end investing mistake that could have significant tax or financial consequences the following year?
10. What is the single most important portfolio check you would encourage investors to complete before entering 2027?
M
Money LionI’m looking for financial advisors, economists, and investment professionals to identify the market trends, economic indicators, and risks they’ll be watching as 2027 approaches. Rather than asking for market predictions, the article will explain what these indicators could mean for everyday investors and how investors can respond without trying to time the market.
1. What is the No. 1 market or economic indicator you’ll be watching as we head into 2027, and why?
2. How important will the Federal Reserve’s interest-rate policy be for investors heading into the new year?
3. What will you be watching in inflation data, and how could persistent or falling inflation affect different types of investments?
4. What signals from the labor market or broader economy could be particularly important for investors?
5. Are corporate earnings or stock valuations giving you useful information about what investors should watch in 2027? What specifically stands out?
6. Are there particular sectors, asset classes, or areas of the market that deserve closer attention heading into 2027, and why?
7. What role could bond yields and interest rates play in portfolio decisions next year?
8. What risks do you think investors may be overlooking as 2026 comes to an end?
9. Conversely, are there market developments investors may be worrying about too much or reacting to prematurely?
10. Given the uncertainty surrounding any new year, what should long-term investors focus on rather than trying to predict exactly what markets will do?