Steven van der Tap is the Founder & Manager of Stesanor LLC, a payment solutions company helping ecommerce, Shopify, high-risk, and international merchants improve payment processing stability, secure suitable merchant account options, and reduce unnecessary credit card processing costs. Steven’s expertise focuses on merchant account approvals, high-risk payment processing, ecommerce payments, payment processor holds, chargebacks, rolling reserves, effective rate analysis, and payment fee optimization. Through Stesanor, he helps merchants better understand processor requirements, hidden fees, account stability risks, and the financial impact of payment disruptions. He provides practical commentary on topics such as Stripe and PayPal account issues, Shopify payout holds, merchant u...