Nelson Echavarria is the founder of Covered Nationwide, a private team of 70+ licensed insurance agents serving 31 states. He helps generally healthy individuals, families, and self-employed people paying full price for health coverage understand their options, including private, individually underwritten plans built on a nationwide PPO. He speaks plainly about what these plans are and aren't, including when someone is better served elsewhere, and can comment on COBRA decisions, coverage for the self-employed, bridging to Medicare eligibility, and why family coverage at work gets expensive.