Maria Sparagis

Maria Sparagis is the President and Founder of DirectPayNet, where she has spent over 20 years helping online businesses navigate the complexities of payment processing. She has worked with thousands of merchants across e-commerce, subscriptions, nutraceuticals, SaaS, and other industries that mainstream processors frequently restrict or shut down. Maria specializes in merchant account strategy, chargeback prevention, processing cost optimization, and the operational side of scaling payment infrastructure from six to eight figures. She regularly advises businesses dealing with Stripe and PayPal account freezes, Visa's VAMP compliance program, high-risk underwriting, and multi-processor payment architectures. She is a speaker at fintech and e-commerce conferences and publishes practica...