Jay is the Co-Founder & Financial Innovator at Ribbon Home, a real estate technology company designed to help everyday homebuyers compete with institutional investors by turning their traditional offers into all-cash offers. He is also a Residential Mortgage Loan Originator (NMLS# 323441) and financial planner who has dedicated his career to simplifying the lending process for clients. With a BBA in Finance from Texas A&M University (Class of 2000), Jay’s approach to lending is rooted in breaking down barriers and providing customized solutions. As a serial entrepreneur, Jay has founded multiple successful businesses, including Advanced Educators Financial LLC, a financial planning firm tailored to the education sector. His mission is to help clients navigate the complexities o...