I am licensed to sell Insurance Products in the following states: AL, CO, FL, GA, MS, NC, SC, TN, TX. I am licensed to sell Securities in the following states: AL, AZ, CA, CO, FL, ID, IL, GA, KY, MA, MI, MN, MO NE, NJ, NC, SC, SD, TN, TX, UT, VA. Securities and Investment Advisory Services offered through Royal Alliance Associates, Inc. (RAA) member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. RAA does not provide tax or legal advice