Cindy Kumar CPA

I’m a Fractional CFO for founders making $500K–$2M who still don’t feel financially solid. On paper, things look good. Clients. Revenue. Momentum. Some months are $45K–$170K. But behind the scenes: Profit is thinner than it should be Owner pay is inconsistent The bank balance doesn’t feel reliable That gap is what I work on. I don’t just send reports or explain numbers after the fact. I step in as a strategic financial partner and help founders understand what’s actually happening in their business so decisions don’t feel stressful or reactive. My work follows a simple framework: Clarity. Control. Cashflow. Clarity We look at margins, timing, expenses, and patterns that are quietly limiting profit. Control We put structure around decisions — pricing, team costs, owner pay, and gr...