Alex Quintana spent seven years on Citibank's digital banking product team building the systems that shaped how millions of customers managed their money online. He watched firsthand how large financial institutions approach deposit rate decisions, and why competing for savings dollars has never been a priority at banks with $2+ trillion in deposits and 4,000+ branches. Today, Alex is the founder of Arca Savings (arcasavings.com), a free tool that tracks weekly savings rates across the 20 largest U.S. banks and compares them to top high-yield savings accounts. He holds an MS in Finance from Vanderbilt University's Owen Graduate School of Management and spent additional time in consumer product at Priceline and Quizlet. Alex is available to comment on: savings behavior, challenges custom...